Wednesday, September 2, 2009

A New Month ~ A New Budget

Some of you know that my husband lost his job in April. He found a temporary job, but that only lasted through the first week of June. The last 3 months have been hard. We have been living on our 401K retirement fund. NOT something I recommend doing, but we had no choice.

My husband recently found a part time job, and took it since jobs are scarce out here. It pays 1/2 of what he would normally bring home which makes me kind of nervous. My husband is a school teacher, and they don't get paid much to begin with. Now, to only have half, made me really buckle down and delete things from the budget.

Or budget was set pretty low to begin with (compared to others I have seen), so I was confused as to how I was going to get it any lower. Then I decided to cut the extras....cell phone, long distance, past medical bills, fast food, etc. We just can't afford this stuff. I cut $500 off the budget in the matter of 15 minutes.

Now we just need to stick to it!

Stick with me as I document how we live on $15,000 a year! It should be very interesting, and a very big challenge!

No comments: