Go to your purse and get all your credit cards.
Now, put them in an envelope and seal it.
Place the envelope in a safe place that you can not easily get to.
I know...seems kinda drastic, but you will save so much money. Do you know how much interest you will end up paying if you only pay the minimum each month? You will pay double or even triple what the item cost.
Credit cards should be used in emergency situations only. Not for that cute dress in the mall, or that convenient fast food lunch.
So, vow to yourself right now that if you do not have the cash to buy it, you won't.
Happy Saving!!
Friday, January 2, 2009
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