A few weeks ago I decided I have had it with all our debt. I just couldn't take it any more. So, I ordered the much praised books by Dave Ramsey. They are called 'Financial Peace'. I have watched the video and am in the process of reading the book. I have very high hopes for us.
We don't have credit or mortgage debt. We have medical debt. The kind that lingers at $50 a month. My husband was sick for almost 4 years and had 2 open heart surgeries, a pacemaker surgery, and multiple IV antibiotic treatments. Then there were all the specialist visits, and at home nurses! All of this has helped us to accumulate close to $40,000 in debt. And that is with Medical Insurance!!! The hospitals are great at letting us pay $50 a month, but that means we wouldn't pay it off until we retired!!! I just can't do this for 30 years!
We are in the process of making our budget and will start using the envelope system March 1st. I am very confident that we will get this debt paid off a lot quicker!
Do you have debt? Why not try to pay it off. Don't let it linger for 30 years. Start paying it off now!
Happy Saving!
1 comment:
Go Melinda!!!
We just got the boys medical bills paid off this week. They are 22 months old. From birth until present their bills total $1.25 million. We have paid a little over $29,000.00 out of pocket for our part. Our home and vehicles are paid for and we owe less than $5,000.00 on cc debt. We will pay another $1,000.00 of that off this coming week! We are almost debt free. yay!
I love Dave Ramsey! I really commend you for your readiness. So many people are just content to owe, owe, owe. Congratulations to you! Many blessings!!!
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