Ok, so you wait all year for February and March to come around so you can file your taxes. So what will you do with the refund you get it?!?! Years ago we spent it all on things we can't even remember. How sad is that! The last couple of years we have used it to help pay my husbands medical bills. This year we are saving up for a rainy day! We are putting enough money away for 1 month worth of food and gas. This way, when we hit our slow season, we will be covered! We are also working on saving 1 months worth of our budget. You never know when someone will lose their job, or have a medical problem that prevents money from coming in. Take it from me....you never know!! My husband had emergency heart surgery 5 years ago that kept him out of work for a month! And Short Term Disability only paid 1/2 his salary! We found out the hard way that you have to set aside money for the 'what if'.
So do yourself a favor this year and save some (or all) of it for a rainy day. You just may thank yourself one day!!
Happy Saving!
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